THE ARIZONA MORTGAGE SHOWCASE

" We NEVER say no, we only say WHEN"
HomeLoan ProgramsLoan Program Pg 2Credit RestorationCredit FAQFair Credit ActCONTACT USTESTIMONIALS

A L E R THUD has extended the 2010 FHA loan limits to the end of 2012.  FHA loans for Arizona are not back to $346,250.00.
There are still 100% financing options!  We participate in the HUD Repo Housing Program.  Buy a HUD repo home for ONLY $100 down!  Financing is a standard FHA 30 year fixed rate.  Good selection of properties available around the state!  MUST be pre-qualified to bid on a HUD repo.
WE CAN DO THINGS THAT OTHER BANKS CAN'T !! Many caller are suspicious that we are the same as the other lenders and are going to turn them down also until we hand them their keys to their new home! We are not exaggerating when we tell you that any FDIC insured institution has very strict guidelines AND they WILL NOT deal with the slightest credit issues! If your credit isn't perfect when you walk in the door with them, you're wasting your time. That's why everyone who gets turned down ends up calling us!!  Even employees of these other banks.  Big banks WILL turn you down if a foreclosure or a bankruptcy shows up on your credit report (even if its seasoned). Most of them WON'T allow any negative items to remain open so you have to pay off everything. If you hae ANY recent late payments, its an automatic turn down. If you've ever discharged one of their accounts (i.e. car loan or credit card) in a bankruptcy, they will never do another loan for you again.  Your SSI number is in their database as a high risk customer for a minimum of 10 years!

 

We don't have these kinds of strict guidelines and requirements that other banks have and we help you fix your credit!!!
** REFINANCE & LOAN MODIFICATIONS ** -  If you owe more than what your property is currently worth, THERE ARE NO REFINANCE OPTIONS. You cannot get a loan for more than what the property is worth.  The only EXCEPTION is if you have a 1st and a 2nd mortgage and your 1st mortgage is for less than what the property is valued at, then you can refinance the 1st mortgage only. We can assist you if you are NOT upside down on the value.  For information and assistance on what your Federal options are, go to- http://www.hopenow.com.  Explore the government options on potentially reducing your loan size or reducing your interest rates.
We DO NOT DO LOAN MODIFICATIONS. They are too time consuming and only have a very small success rate.  Beware of loan mod scams.  There are plenty of them.  Some of them are legitimate and can be of assistance.  Most of them are going to rip you off so buyer beware!  Check out the provider first before using their services.

WE GET YOU FINANCED WHEN NO ONE ELSE CAN! Welcome to The Arizona Mortgage Showcase. This website is an extension of the highly successful Arizona Mortgage Showcase cable series that airs everyday on the Cox Cable Real Estate channel. After numerous requests to provide consumers additional information, we have launched this website to better inform and educate Arizona buyers about the hundreds of mortgage programs available. Although we won't be listing every single program we have available, this website allows us the space to explain additional programs that our limited airtime does not normally allow. We have also included new information and links on Credit Restoration services and in depth information on how to manage your credit. This site was designed for the use of our clients and future clients to assist them with information on qualifying for a home mortgage. We've kept the information simple to digest and to the point. We will continue to update and add new information that we feel will be useful to consumers. Your comments and feedback are welcome.

It is our sincere hope the resources and information that we've made available on this site will assist the general consumer in developing the confidence to make an informed decision about home purchasing. Thousands of individuals are either turned down or simply given the wrong information about their credit, what they can qualify for and what types of programs are available if your credit is not perfect. 70% of our clients have been turned down by other lenders and that's because we have programs that most of them don't know about or don't have. All lenders ARE NOT the same. Our mission is to shed some light on a subject that most bankers and lenders are not willing to discuss in detail. Like we say on our show, we really are here to help and educate the general public about credit misconceptions and how purchasing a home will dramatically change their financial profile. So if you have any questions, please feel free to email, write or call us!   BK #0013635 Amerifirst Financial, Inc.

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Channel 109 (Digital) and Channel 22 (Analog) air times are:
Everyday 7:00am to 7:00pm

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 Amerifirst Financial, Inc. BK 0013635